Wise launched its account and card in Thailand on September 22, extending its local offering beyond international transfers. The company says customers can hold and convert multiple currencies and spend with a physical or digital Wise card. Source: Wise
The launch is directed at Thai travelers, expatriates and people living or working across borders. Wise’s announcement describes access to more than 40 currencies and spending across 160 countries, subject to the product’s actual availability and terms.
The local payment connection
Alongside card spending, Wise says the app supports payments through selected regional QR systems. Its Thailand announcement names PromptPay, as well as DuitNow in Malaysia, QRPh in the Philippines and PayNow in Singapore.
That integration is a meaningful part of the product. An international card can be useful for online bookings and larger merchants, while local QR payments address places where a card is not the preferred payment method.
The announcement also describes rate alerts, bill splitting and travel-related tools. Customers can see the applicable conversion fee and exchange rate before making a conversion, according to Wise.
A launch built on earlier transfer access
Wise says its international money-transfer service in Thailand began in mid-April 2026. The account and card therefore add functions to a market where the company had already started operating.
The company also states that it obtained the five licenses required for its local operations. That claim comes from Wise’s announcement and should not be read as a claim that the account is a conventional bank deposit.
A financial app’s interface, account provider and underlying protections can differ. Our banking-app explainer describes how to identify those relationships in the product documents.
What a prospective customer should check
The launch announcement is not a complete fee schedule. Card issuance, cash withdrawals, currency conversion and transfer routes can have different charges and limits.
Eligibility also needs to be checked for the customer’s actual residency and circumstances. Being able to use a service while visiting a country is not necessarily the same as qualifying for its locally issued account.
The new offering puts several parts of travel and cross-border spending in one application. Its value for a particular customer depends on the currencies and payment methods they use, and on the complete cost of receiving, converting and spending their money.
