Payments, banking apps and the infrastructure that moves money.

The Fintech desk at Next F9 follows payment networks, banking apps and money-transfer services, with the dates, availability and limits of each launch. News covers stories such as Wise’s account and card in Thailand and the stablecoin card programs planned by Reap and Visa; explainers show what happens after you tap your card, why a banking app isn’t always a bank and why international transfers take time.