Fintech
Payments, banking apps and the infrastructure behind money.
How Does Buy Now, Pay Later Work? Payments, Fees and Credit
BNPL splits a purchase into repayments. Check the schedule, fees and credit terms before accepting.
Why an International Transfer Can Take Minutes—or Days
Funding, currency conversion, checks and local payout all affect when a transfer arrives.
A Banking App Isn’t Always a Bank: How to Tell the Difference
The app you use and the institution holding your money may be different organizations.
What Happens After You Tap Your Card?
A successful tap approves the payment; settlement and the merchant's payout happen later.
Fintech explainers on Next F9 cover how money moves behind the apps you use: what happens between tapping your card and the merchant’s payout, why the app you use and the institution holding your money can be different organizations, and why an international transfer can take minutes or days. For dated developments in payments and banking, read Fintech news or visit the Fintech desk.