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Explained

Clear explanations of the systems behind the headlines. Browse our topic desks or Daily 9.

An encrypted message connection between two phones, with a lock around the content.
Software ·

What Is End-to-End Encryption? Devices, Keys and Backups

Encryption protects a message between its endpoints.

Ideal quantum circuit starting at zero, applying two Hadamard gates and measuring zero.
Quantum computing ·

How Does Quantum Computing Work? From Gates to Results

Follow a quantum circuit from qubit preparation through gates, interference and measurement to a classical result.

Comparison diagram showing an app generating a code and SMS delivering a code through a phone number.
Software ·

Authenticator App vs SMS: How the Login Codes Differ

App codes avoid phone-number delivery, but app and SMS codes can both be phished.

A chat window with one highlighted line in its answer, linked to a source document where a magnifying glass shows a cross mark
ai ·

What Is AI Hallucination? Why AI Makes Things Up and How to Check

Why a language model can state something false with full confidence, and the practical checks that catch it.

A stack of documents with a magnifying glass over one highlighted passage, which is passed as an excerpt card to a chat window whose answer carries a citation marker
ai ·

What Is RAG in AI? How Retrieval-Augmented Generation Works

How an AI system looks up passages in a set of documents before it answers, and where that can still go wrong.

A black hardware security key with a USB-C connector and a gold touch sensor, sending a signal to a browser window that shows a padlock and an orange check mark
software ·

What Is a Security Key? How Hardware Keys Stop Phishing

A small device that proves it is you when you sign in, and that a fake login page cannot trick.

An on-off switch beside a sphere with a dark north pole, a light south pole and an orange arrow pointing between them, illustrating a classical bit compared with a qubit in superposition
tech ·

What Is a Qubit? How Quantum Bits Work and Why They Are Fragile

The basic unit of a quantum computer: read out as 0 or 1, but able to hold a mix of both until it is measured.

A cracked classic key beside a padlock whose body is a lattice of connected points, illustrating the move from today's public-key encryption to post-quantum algorithms
tech ·

What Is Post-Quantum Cryptography? How Quantum-Safe Encryption Works

New encryption built to withstand quantum computers, running on the phones and computers you already use.

The Daily 9 — September 26: AI Costs, Stablecoin Cards and Quantum Tests — conceptual diagram
Daily 9 ·

The Daily 9 — September 26: AI Costs, Stablecoin Cards, Quantum Tests

Nine developments announced September 22–24, selected for the September 26 launch briefing.

Running AI Locally: What Your Laptop Can—and Cannot—Handle — conceptual diagram
ai ·

Running AI Locally: What Your Laptop Can—and Cannot—Handle

Memory, model size and input length determine what your laptop can run comfortably.

On-Device vs. Cloud Processing: Where Your Data Goes — conceptual diagram
tech ·

On-Device vs. Cloud Processing: Where Your Data Goes

Where computation happens changes a feature's privacy, speed, capability and need for connectivity.

Before You Install a Browser Extension, Check These Permissions — conceptual diagram
software ·

Before You Install a Browser Extension, Check These Permissions

Compare an extension's requested access with the task you expect it to perform.

Why the Same Token Can Exist on Several Networks — conceptual diagram
crypto ·

Why the Same Token Can Exist on Several Networks

A token's ticker is not enough: the network and contract determine which asset you are sending.

Why an International Transfer Can Take Minutes—or Days — conceptual diagram
fintech ·

Why an International Transfer Can Take Minutes—or Days

Funding, currency conversion, checks and local payout all affect when a transfer arrives.

What Happens to Your Files When You Upload Them to an AI Tool? — conceptual diagram
ai ·

What Happens to Your Files When You Upload Them to an AI Tool?

Uploading a file raises separate questions about processing, storage, training and deletion.

What Happens When a Cloud Region Goes Offline? — conceptual diagram
tech ·

What Happens When a Cloud Region Goes Offline?

Regional recovery depends on application design, replicated data and a tested route to another location.

Local-First Apps: What Changes When Your Files Stay on Your Device? — conceptual diagram
software ·

Local-First Apps: What Changes When Your Files Stay on Your Device?

Local-first software keeps a usable copy on your device and synchronizes it with other copies.

Stablecoins Explained: What Keeps a Digital Dollar Worth a Dollar? — conceptual diagram
crypto ·

Stablecoins Explained: What Keeps a Digital Dollar Worth a Dollar?

Reserves, redemption and market liquidity help explain whether a stablecoin can hold its target price.

A Banking App Isn’t Always a Bank: How to Tell the Difference — conceptual diagram
fintech ·

A Banking App Isn’t Always a Bank: How to Tell the Difference

The app you use and the institution holding your money may be different organizations.

AI Agents vs. Chatbots: What Actually Changes? — conceptual diagram
ai ·

AI Agents vs. Chatbots: What Actually Changes?

An agent can use tools and take actions, while a basic chatbot mainly returns an answer.

CPU, GPU and NPU: Which Chip Does What? — conceptual diagram
tech ·

CPU, GPU and NPU: Which Chip Does What?

CPUs, GPUs and NPUs handle different workloads, and software determines which processor gets used.

Passkeys Explained: Signing In Without a Password — conceptual diagram
software ·

What Is a Passkey? How Passkeys Work and How to Set One Up

A passkey lets you sign in with your fingerprint, face or device PIN instead of a password.

What a Crypto Wallet Actually Stores — conceptual diagram
crypto ·

What a Crypto Wallet Actually Stores

A wallet manages keys and permissions; the assets themselves are recorded on a network.

What Happens After You Tap Your Card? — conceptual diagram
fintech ·

What Happens After You Tap Your Card?

A successful tap approves the payment; settlement and the merchant's payout happen later.

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